Chase Sapphire Preferred
Chase Sapphire Preferred® offers generous rewards on travel and dining, a strong welcome bonus, and flexible redemption, making it a top choice for maximizing travel value.
By: Creative Pulse
Earn a Massive Welcome Bonus
Get a generous point bonus after you meet the minimum spend in the first three months—perfect for funding your next trip or offsetting expenses.
Bonus Points on Travel & Dining
Earn 2x points on travel and dining at restaurants, including eligible delivery and takeout services, making it ideal for adventurers and foodies.
Flexible Redemption Options
Points are worth 25% more when redeemed through Chase Ultimate Rewards®—or transfer to top airline and hotel partners for maximum value.
No Foreign Transaction Fees
Travel internationally with confidence—there are no hidden fees when you make purchases abroad.
Why the Chase Sapphire Preferred® Card Stands Out
The Chase Sapphire Preferred® Card is a crowd favorite for good reason. With a modest annual fee and the ability to earn valuable points quickly, it’s one of the most accessible premium travel cards on the market. New cardholders can earn a generous sign-up bonus (often 60,000+ points) after meeting the minimum spending requirement—points that can be worth $750 or more when used for travel through Chase Ultimate Rewards®. But it’s not just about the bonus. You’ll earn 2x points on travel and dining, plus 1x on all other purchases. The points system is robust and flexible, letting you redeem for travel, gift cards, cash back, or transfer to airline and hotel partners like United, Hyatt, and Southwest. Perks like primary rental car insurance, trip cancellation/interruption insurance, and no foreign transaction fees make this card ideal for travelers who want value and peace of mind. Whether you’re planning your next vacation or just want to get rewarded for your everyday spending, the Sapphire Preferred® card packs a lot of punch without overwhelming complexity.
How to Apply for the Chase Sapphire Preferred® Card
Applying for the Chase Sapphire Preferred® Card is simple and can be done entirely online in just a few minutes. Before you start, make sure your credit score is in the good to excellent range—generally 670 or higher—to improve your chances of approval. Head to the official Chase website and locate the Sapphire Preferred® page. You’ll need to provide basic personal information such as your name, Social Security number, income, and housing details. Chase uses this data to assess your creditworthiness and ability to manage a new account responsibly. Once you submit your application, you may receive a decision instantly. If Chase needs more time, they’ll notify you by mail within 7-10 business days. If approved, you’ll receive your card within a week and can start using it right away—even digitally before the physical card arrives. To boost your chances of approval, avoid applying for multiple cards at once and review your 5/24 status—Chase generally won’t approve applications if you’ve opened five or more personal credit cards (from any bank) in the past 24 months.