Chase Freedom Unlimited
Chase Freedom Unlimited® gives cash back on every purchase, no annual fee, a welcome bonus, and travel perks. It’s simple, valuable, and offers competitive rewards.
By: Creative Pulse
Unlimited 1.5% Cash Back
Earn 1.5% cash back on every purchase—no limits, no categories to track.
Bonus Categories for Even More
Enjoy 3% back on dining and drugstore purchases, plus 5% on travel booked through Chase Ultimate Rewards®.
No Annual Fee
Keep more of your money with no yearly fee—ideal for budget-conscious cardholders.
Intro APR Offer
Take advantage of 0% intro APR for 15 months on purchases and balance transfers (then a variable APR applies).
Why the Chase Freedom Unlimited® Card Is a Top Pick
The Chase Freedom Unlimited® Card offers a strong combination of flat-rate cash back and boosted rewards in essential spending areas. Cardholders get unlimited 1.5% back on all purchases, plus an extra 3% back on dining and drugstores. Travelers also benefit greatly, earning 5% back on trips booked via Chase Ultimate Rewards®, making this card ideal for both everyday expenses and special occasions. New cardholders enjoy a solid intro bonus and 0% APR for the first 15 months—perfect for large purchases or consolidating debt. With no annual fee, the value truly adds up over time. Whether you’re just getting into credit cards or looking to simplify your wallet, this card fits the bill. You’ll also gain access to Chase’s reliable customer service, protection benefits, and optional tools to help manage your credit. If maximizing rewards without jumping through hoops is your goal, this card delivers.
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Does the Chase Freedom Unlimited® Card have foreign transaction fees?
Yes, it charges a 3% fee on transactions made outside the U.S., so it’s not ideal for international travel.
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What credit score is needed to qualify for this card?
Chase generally approves applicants with a good to excellent credit score, typically 670 or higher.
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Can I earn rewards on balance transfers?
No, balance transfers do not earn rewards, but you can benefit from the 0% intro APR for 15 months.
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How do I redeem my cash back?
You can redeem through Chase Ultimate Rewards® for statement credits, travel, gift cards, or even Amazon purchases.
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Is there a limit to how much cash back I can earn?
Nope! All eligible purchases earn unlimited cash back based on their reward category—no caps or expiration on rewards.
How to Apply for the Chase Freedom Unlimited® Card
Applying for the Chase Freedom Unlimited® Card is quick and can be done entirely online. First, visit the official Chase website and locate the Freedom Unlimited® product page. Click on “Apply Now” and complete the form, which requires standard details like your name, address, income, and Social Security number. Eligibility and Approval Chase typically processes applications within minutes, and you may receive instant approval if you meet their criteria. Remember that you’ll need good to excellent credit (usually a 670+ score) to qualify. If approved, follow these simple steps: 1. Your card should arrive within 7–10 business days. 2. Be sure to activate it immediately upon receipt. 3. Consider setting up automatic payments or alerts through the Chase app for easy management. If you’re not approved right away, Chase may follow up requesting more documentation or offer an alternative card. Applying with confidence means understanding your credit profile and ensuring all submitted information is accurate. With its user-friendly process and clear eligibility requirements, getting this card is a smooth experience.